"Service to people Leads to Greatness"

Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Shakim Gonzalez is one of of The Top Selling Real Estate Expert™
Find Out More >

First Time Homebuyers: Fort Hood, Killeen, Harker Heights and Copperas Cove Texas home buying, real estate listings, and homes for sale in Bell County, TX

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Fort Hood, Killeen, Harker Heights and Copperas Cove real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, I will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:
	About Your Move
When Are You Moving?
Where Are You Moving?
	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Additional Info
Please Enter More Details, Along With Any Comments, Concerns, Or Questions:
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >

Buying Land and New Construction >Buying New or Buying Old

New homes typically have a higher sales price than comparable existing homes, and buyers are usually willing to spend more on a new home because of lower maintenance costs. Builders' warranties on new homes, when combined with a new roof, appliances, and major systems, usually make major repairs unnecessary and help to counter a slower initial rate of appreciation.

Census Bureau Housing Surveys suggests that operating costs are lowest for brand new homes and slightly higher for relatively new existing homes. Operating costs per square foot of living space are consistently higher for progressively older existing homes. Utility costs represent the largest factor in operating costs. Energy consumption per square foot depends on the size of the home, the insulation and quality of the windows, air leakage and the efficiency of the furnace.

New homes require fewer expenditures for routine maintenance. The cost of maintenance first increases with age, then declines, so you will generally spend less maintaining a home built before 1960 than for a home built between 1970 and 1975.

	See All Tips In The "Buying Land and New Construction" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?
A	Lender in these states must pay interest on funds held in escrow accounts.
See More Real Estate Trivia >

Coming Soon
Find Out More >

Shakim Gonzalez, REALTORŽ, real estate agents and broker for Fort Hood, Killeen, Harker Heights and Copperas Cove Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Shakim Gonzalez, REALTOR
Century 21 Real Estate's 1st Team
1200 E Stan Schlueter Loop Suite 100
Killeen, TX 76542
Main Office: 254.690.4663
Team Office: 254.690.HOME
Shakim's Cell : 254.368.9892
e-mail: Shakim@NUMBER1EXPERT.com
I specialize in representing my clients to the fullest. Whether it be the purchase or sale of single-family residence, income property or commercial I will be there. I am the real estate expert in the Greater Fort Hood Area within the cities of Killeen, Harker Heights and Copperas Cove. I also travel to Temple, Kempner, Austin, Belton, Lampassas, and Waco to assist clients. I keep current information of real estate transactions in these areas. I am very knowledgeable, and continue to educate myself in modern real estate practices and in creating higher levels of customer satisfaction. I am dedicated to my clients, I have a lifetime of experience in the Killeen area. My number one goal is ensuring the highest level of customer satisfaction. When you are working with Shakim Gonzalez you are working with the best. When you are looking for straight forward, honest, informative assitance throughout your real estate transaction, I am just a phone call away. I look forward to being of service to you. I am Shakim Gonzalez and will be there for you every step of the way.

www.TeamUnitedRealestate.com is brought to you by Shakim Gonzalez
NUMBER1EXPERTS™ in real estate for Fort Hood, Killeen, Harker Heights and Copperas Cove, Texas, Investment Properties, Luxury Homes

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge